By Leveraging
Medicare For Employers ™
Complimentary Discovery Meeting
Are Surging Healthcare Costs Impacting Your Business?
Let Medicare Pay For It.
The Increasing cost of healthcare negatively affects the bottom line – for your organization and your employees. Healthcare costs are the #1 reason for personal bankruptcies in the United States.
But there is a solution that has an immediate impact, offers coverage that employees aged 65+ prefer and will make a CFO smile.
We are on mission to help employers and employees navigate the Medicare Maze and deliver Medicare solutions that are better for both.
The CHALLENGES of The Medicare Maze
For Individuals
Complex – In determining the right combination of parts A, B, C, D
Overwhelming – on average, participants select from 43 part c options
Finanacial Traps – late enrollment penalties
Timing – when to start medicare and when to switch plans
constantly evolving – annual changes that vary by county
Need – employees looking to the employer for help with the above
Size – by 2030, nearly 10% of employees will be medicare-eligible
Cost – more than 2X the cost of those <65
“Excellent” Rating – medicare = 50%. Group health plan = 33%.
Communications – when, what, how and to whom
For Employers
Services
Health Perspectives helps Employers via Development of a Corporate Medicare Gameplan Including:
Analysis of the target populations (ages 62 - 64, 65+, Spouses)
Comparison of Medicare options and the group health plan
Expected Impact of the corporate medicare gameplan
Communications Strategy
65+ attraction and retention strategy
Services
Health Perspectives helps Employees via Personal Guidance on their Medicare Journey including:
Individual Meetings with Employees and Spouses
Personal Needs and desires Assessment
Medicare Enrollment Timing Options
Medicare and Group Health Plan Comparison
Ongoing Support/Annual Coverage Check up
Looking Forward
The Benefits of Medicare to Employers and Employees:
For the Employer
For the Employee
Address the Highest Cost Segment
Ages 19 – 64 = $9,154 Ages 65+ = $22,356
Rapid Impact
Cost Savings Realized at Time of Switch
Reduction in Employer Costs
As Employees Switch from Group Plan to Medicare
Higher Employee Satisfaction
Assistance in Clarifying the Medicare Maze
Potential Reduction in Healthcare COsts
#1 Reason for Personal Bankruptcies
Clarity in Comparing Options
In Light of Personal Needs Assessment
Access to More Benefit Options
Greater Freedom of Choice
Free Ongoing Guidance
As Needs and Market Dynamics Change
To Schedule a Complimentary Discovery Meeting